Bonds have always been viewed as a safe haven asset, almost guaranteeing returns, and acting as the anchor of your portfolio. But holding corporate bonds leaves you exposed to credit risk, and liquidating the bond isn't always optimal... So how do investors who are risk averse hedge against defaults? The answer: Credit Default Swaps (CDS)! Credit Default Swaps A Credit Default Swap is a financial derivative that operates as an insurance policy against the default of a specifi

Choosing an investment account in Canada can feel harder than choosing the investment itself. FHSA, TFSA, RRSP, and RESP all sound similar, but they serve very different goals. Pick the right one and the tax rules can help you build wealth faster. Pick the wrong one and your money may be harder to access than you expected. Different accounts work best when they match a clear goal. These accounts are wrappers, not investments Inside the account, you may be able to hold investm

Investing can feel overwhelming with so many options available. Hedge funds, index funds, and exchange-traded funds (ETFs) are some of the most talked-about investment vehicles, but they serve very different purposes. Knowing how each works can help you make smarter decisions about where to put your money. In this post I will break down the key differences between these funds, explaining their structures, strategies, costs, and who they are best suited for. Comparison of fund